4441 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4441 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 1989
Lot Size	0.345 acres (15,032 sqft)
Owner	2 Owner Names on File
Last Sale	$260,000 (Oct 2008)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0840`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,032 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	358 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	4441 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	84
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

The current owner of 4441 Steed Ter bought it in October 2008.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4441 STEED TER, WINTER PARK, FL 32792-7628
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Sep 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2008 · Amount on File
Deed Sale	Oct 29, 2008 · Amount on File
Prior Sale	Feb 25, 2003
Deed Document Number	2008121743
Deed Book / Page	07085 / 0049
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4441 STEED TER, WINTER PARK, FL 32792-7628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 STEED TER, WINTER PARK, FL 32792-7628

Mortgage

Document Number	0097730351
Date	Nov 30, 2020
Book Page	9773/351
Instrument	2020137123

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4441 STEED TER, WINTER PARK, FL 32792-7628
Document Number	0094370084
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 STEED TER WINTER PARK FL 327927628, WINTER PARK, FL 32792-7628

Mortgage

Document Number	0094370084
Date	Sep 17, 2019
Book Page	009437/000084
Instrument	100508

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4441 Steed Ter was $1,925 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,925.00 Homeowner's exemption	$176,517	$489,716 Land $110,000 Building $379,716
2023	$2,165.00 (+2.66%) Homeowner's exemption	$166,546 (+3%)	$442,076 (+9.31%) Land $95,000 Building $347,076
2022	$2,109.00 Homeowner's exemption	$161,695	$404,412 Land $85,000 Building $319,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4441 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4441 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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