4453 Joppa Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 4453 Joppa Mill Rd, Moneta, VA 24121

Property Summary

Property TypeSingle Family Home
Lot Size14.3 acres (625,957 sqft)
Owner2 Individual Names on Record
Tax Bill$605 (2026)
Deeds & MortgagesAug 2026 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN179 A 74D

Property Details

APN / Parcel Number

Primary APN179 A 74D
Alternative APNs
  • 90512041
  • 476449

Exterior

Lot Area625,957 sqft (14.3 acres)

Location & Zoning

Street Address4453 JOPPA MILL RD
CityMONETA
StateVA
Zip24121-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 74D PB 57/207
Legal SubdivisionPARCEL 7
JurisdictionBEDFORD VA
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract30501

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4451 JOPPA MILL RD, MONETA, VA 24121-4643
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF BOUTETOURT
Dec 11, 2019Deed of Trust, Mortgage · Commercial Mortgage
BANK OF BOTETOURT

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Recording DateAug 11, 2026
Property Address4453 JOPPA MILL RD, MONETA, VA 24121-4643
Document Number0000007506
Instrument DateAug 10, 2026
Instrument20267506
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4453 JOPPA MILL RD, MONETA, VA 24121-4643

Mortgage

Document Number0000007506,
DateAug 11, 2026
Instrument20267506
Lender
NameBANK OF BOUTETOURT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2056
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address4453 JOPPA MILL RD, MONETA, VA 24121-4643
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190011749
DateDec 11, 2019
Instrument190011749
Lender
NameBANK OF BOTETOURT
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 10, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605.00$147,700 (+1%) Land $83,500 Building $64,200
2023$605.00 Additional exemption filed$73,850$147,700 Land $83,500 Building $64,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Joppa Mill Rd

Nearby Streets

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