Bedford County property record for 4280 Joppa Mill Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,211 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179 A 74A |
| Primary APN | 179 A 74A |
|---|---|
| Alternative APNs |
|
| Lot Area | 226,076 sqft (5.19 acres) |
|---|
| Street Address | 4280 JOPPA MILL RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-6524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOPPA MILL RD PB 43/250 |
| Legal Subdivision | JOPPA MILL |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30501 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4280 JOPPA MILL RD, MONETA, VA 24121-6524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK |
| Mar 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2014 |
| Transfer Doc | 0000008156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 4280 JOPPA MILL RD, MONETA, VA 24121-6524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0190006592 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 190006592 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 4280 JOPPA MILL RD, MONETA, VA 24121-6524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220002815 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 220002815 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,211.00 | $295,400 (+1%) Land $70,100 Building $225,300 | |
| 2023 | $1,211.00 Additional exemption filed | $147,700 | $295,400 Land $70,100 Building $225,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
5G (outdoors only) and 4G LTE
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