4451 Joppa Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 4451 Joppa Mill Rd, Moneta, VA 24121

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 4 ba · 2,431 sqft · built 1987
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2014)
Tax Bill	$1,608 (2023)
Deeds & Mortgages	Apr 2017 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`179 A 74C`

Property Details

APN / Parcel Number

Primary APN	`179 A 74C`
Alternative APNs	`90510512` `476449`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,431 sqft Total Area
Gross Area	3,297 sqft

Exterior

Year Built	Built 1987
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Porch	Porch
Porch Area	572 sqft
Deck Area	523 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	476449
Street Address	4451 JOPPA MILL RD
City	MONETA
State	VA
Zip	24121-4643
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LOT 74C PB 57/207
Legal Lot Number	74C
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	30501

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4451 JOPPA MILL RD, MONETA, VA 24121-4643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF BOTETOURT
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN PACIFIC MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	140008003
Record Updated	Jun 7, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	4451 JOPPA MILL RD, MONETA, VA 24121-4643
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003205
Date	Apr 11, 2017
Instrument	170003205

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.63%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	4451 JOPPA MILL RD, MONETA, VA 24121-4643
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014780
Date	Oct 19, 2021
Instrument	210014780

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,608.00 Additional exemption filed	$196,200	$392,400 Land $90,000 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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