Hernando County property record for 4451 Gulfstream Dr, Hernando Beach, FL 34607 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,894 sqft Living Area |
| Lot Size | 9,746 sqft (0.224 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2009) |
| Tax Bill | $13,627.00 (2025) |
| Primary APN | R12-223-16-2010-0410-0131 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,894 sqft Living Area |
| Gross Area | 4,566 sqft Gross Area |
| 1st Floor | 2,894 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,746 sqft (0.224 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Patio Area | 700 sqft Patio |
| Porch Area | 1,112 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00760304 |
|---|---|
| Street Address | 4451 GULFSTREAM DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 THE NORTHERLY 82.13X148.33X109.08X55.80 FT OF LOT 13 OF BLK 41 & ALL OF LOT 12 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 41 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2010-0410-0131
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4451 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2009 · Amount on Record |
| Deed Sale | May 27, 2009 · Amount on Record |
| Prior Sale | Feb 12, 2009 · Amount on Record |
| Deed Doc Number | 200928246 |
| Deed Book / Page | 2656 / 941 |
| Prior Transfer Date | May 13, 1999 |
| Prior Transfer Doc | 1268000146 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 4451 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0000044726 |
| Book / Page | 4730 / 391 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202644726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4451 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0000044726, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 4730/391 |
| Instrument | 202644726 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4451 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4451 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0040110142 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4011/142 |
| Instrument | 2021043692 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,627.00 (+3.42%) | $961,460 (+5.99%) | $1,080,365 (+11.79%) Land $644,795 Building $435,570 |
| 2023 | $907,149 Land $515,292 Building $391,857 | ||
| 2022 | $13,176.00 | $966,414 Land $508,673 Building $457,741 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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