Hernando County property record for 4485 Gulfstream Dr, Hernando Beach, FL 34607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,649 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $729,000 (2021) |
| Tax Bill | $13,116.00 (2025) |
| Primary APN | R12-223-16-2010-0410-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,649 sqft Living Area |
| Gross Area | 5,867 sqft Gross Area |
| 1st Floor | 1,310 sqft 1st Floor |
| Upper Floors | 1,056 sqft Upper Floors |
| Stories | 3 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,500 sqft (0.172 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,160 sqft Garage |
| Pool Area | 260 sqft Pool |
| Patio Area | 200 sqft Patio |
| Porch Area | 1,854 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00157671 |
|---|---|
| Street Address | 4485 GULFSTREAM DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 41 LOT 9 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 41 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2010-0410-0090
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4485 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 01, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2021 · Amount on Record |
| Deed Sale | Jun 09, 2021 · Amount on Record |
| Prior Sale | Mar 22, 1999 · Amount on Record |
| Deed Doc Number | 202143493 |
| Deed Book / Page | 4010 / 1285 |
| Last Transfer Date | May 26, 2022 |
| Transfer Doc | 0041780573 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4485 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4485 GULSTRAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0046530396 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 4653/396 |
| Instrument | 2026000028 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 01, 2022 |
| Property Address | 4485 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0041780573 |
| Book / Page | 4178 / 573 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022042692 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9463 ASHBURY CIR UNIT 103, 9463, PARKER, CO 80134-5551 |
| Name | Verified Name |
|---|---|
| Address | 9463 ASHBURY CIR UNIT 103, 103, PARKER, CO 80134-5551 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 09, 2021 |
| Property Address | 4485 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2828 |
| Document Number | 0040101285 |
| Book / Page | 4010 / 1285 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 2021043493 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,103.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6430 RIVER RUN BLVD, 6430, WEEKI WACHEE, FL 34607-4007 |
| Name | Verified Name |
|---|---|
| Address | 9463 ASHBURY CIR UNIT 103, 103, PARKER, CO 80134-5551 |
| Document Number | 40101287 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 4010/1287 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,116.00 (-9.1%) Homeowner's exemption | $925,797 (-2.56%) Land $257,250 Building $668,547 | $925,797 (-2.56%) Land $257,250 Building $668,547 |
| 2023 | $950,113 Land $233,424 Building $716,689 | ||
| 2022 | $14,429.00 | $950,113 Land $201,750 Building $748,363 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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