4486 Gulfstream Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4486 Gulfstream Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1992
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2015)
Tax Bill	$462 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2010-0410-0180`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2010-0410-0180`
Alternative APNs	`00157751` `157751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,720 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	1,464 sqft
Upper Floors Area	256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Garage Area	1,265 sqft
Carport	Carport
Carport Area	1,265 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	472 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00157751
Street Address	4486 GULFSTREAM DR
City	HERNANDO BEACH
State	FL
Zip	34607-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 4 BLK 41 LOT 18
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 4
Legal Block	41
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2025
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2010-0410-0180

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4486 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 06, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 18, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2015 · Amount on Record
Deed Sale	Jul 14, 2015 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	201540010
Deed Book / Page	3246 / 1569
Last Transfer Date	Nov 01, 2024
Transfer Doc	0044890046
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4486 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2827
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039931117
Date	May 06, 2021
Book Page	3993/1117
Instrument	2021033155

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4486 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2827
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039240049
Date	Dec 10, 2020
Book Page	3924/49
Instrument	2020077684

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4486 GULFSTREAM DR, HERNANDO BEACH, FL 34607-2827
Document Number	0035010337
Book / Page	003501 / 000337
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4486 GULFSTREAM DR HERNANDO BEACH FL 346072827, HERNANDO BEACH, FL 34607-2827

Mortgage

Document Number	0035010337
Date	Aug 25, 2017
Book Page	003501/000337
Instrument	49045

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$462.00 (-0.65%)	$288,770 (+5.99%)	$538,523 (+0.32%) Land $258,750 Building $279,773
2024	$465.00
2023	Additional exemption filed	$272,458 (+3%) Land $272,458
2022	$5,748.00 Disabled Person's exemption Veteran's exemption	$264,522	$536,796 Land $203,250 Building $333,546

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 412 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gulfstream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures