San Diego County property record for 4450 San Joaquin St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,274 sqft · built 1995 |
| Lot Size | 0.239 acres (10,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Oct 2020) |
| Tax Bill | $8,317 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-810-40-00 |
| Primary APN | 157-810-40-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 10,421 sqft (0.239 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4450 SAN JOAQUIN ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 151 TR 012343 |
| Legal Subdivision | RIVER MEADOW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 151 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 18521 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 2, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 28, 2020 | Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Apr 5, 2017 | Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Apr 5, 2017 · Amount on Record |
| Deed Document Number | 2020666105 |
| Prior Transfer Date | Sep 29, 2010 |
| Prior Transfer Doc | 0000564727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Document Number | 0000225249 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-0225249 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Document Number | 0000523946 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-0523946 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000269034 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018-0269034 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 28, 2020 |
| Property Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Document Number | 0000666105 |
| Map Reference | MAP 12343 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2020-0666105 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1504 THORSEN AVE, MODESTO, CA 95355-1826 |
| Document Number | 0000666106 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0666106 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 5, 2017 |
| Property Address | 4450 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025 |
| Document Number | 0000153144 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 153144 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $589.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4450 SAN JOAQUIN ST OCEANSIDE CA 920576025, OCEANSIDE, CA 92057-6025 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $750,770 (+2%) Land $383,046 Building $367,724 | |
| 2025 | $8,317.00 (+5.2%) Homeowner's exemption | $736,050 (+4.04%) Land $375,536 Building $360,514 |
| 2023 | $7,906.00 (+1.55%) Homeowner's exemption | $707,470 Land $360,954 Building $346,516 |
| 2022 | $7,785.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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