4454 San Joaquin St, Oceanside, CA 92057 Property Records

San Diego County property record for 4454 San Joaquin St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,807 sqft · built 1995
Lot Size	0.242 acres (10,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Aug 2021)
Tax Bill	$10,547 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-810-38-00`

Property Details

APN / Parcel Number

Primary APN	`157-810-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	10,534 sqft (0.242 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4454 SAN JOAQUIN ST
City	OCEANSIDE
State	CA
Zip	92057-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 149 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	149
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	18521

Owner

Source: San Diego County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28669 GLOUCESTER CT, TEMECULA, CA 92591-7574
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 28, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	2021555826
Prior Transfer Date	Jul 2, 1997
Prior Transfer Doc	0000331717
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2021
Property Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025
Document Number	0000555826
Map Reference	MAP 12343
Instrument Date	Jul 12, 2021
Instrument	2021-0555826
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28669 GLOUCESTER CT, TEMECULA, CA 92591-7574

Mortgage

Document Number	0000555827
Date	Aug 4, 2021
Instrument	2021-0555827

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279954
Date	Jul 10, 2018
Instrument	2018-0279954

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025
Document Number	0000065454
Instrument Date	Sep 15, 2020
Instrument	65454
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4454 SAN JOAQUIN ST OCEANSIDE CA 920576025, OCEANSIDE, CA 92057-6025

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025
Document Number	0000054401
Map Reference	PG 12343
Instrument Date	Sep 15, 2020
Instrument	2021-0054401
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025

Mortgage

Document Number	0000054402
Date	Jan 25, 2021
Instrument	2021-0054402

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	4454 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6025
Document Number	0000038189
Instrument Date	Jan 25, 2018
Instrument	38189
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4454 SAN JOAQUIN ST OCEANSIDE CA 920576025, OCEANSIDE, CA 92057-6025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,124 (+2%) Land $542,213 Building $404,911
2025	$10,547.00 (+5.17%)	$928,554 (+4.04%) Land $531,582 Building $396,972
2023	$10,029.00 (+1.54%)	$892,499 Land $510,941 Building $381,558
2022	$9,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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