4450 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4450 Monterey Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,617 sqft · built 1964
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Dec 2025)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`841-32-016`

Property Details

APN / Parcel Number

Primary APN	`841-32-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
1st Floor Area	2,617 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1974
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	217,800 sqft
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4450 MONTEREY RD
City	GILROY
State	CA
Zip	95020-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-40A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1070
Census Tract	512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4450 MONTEREY RD, GILROY, CA 95020-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	202525924629
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	0025924629
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 30, 2025
Property Address	4450 MONTEREY RD, GILROY, CA 95020-8030
Document Number	0025924629
Map Reference	DOC 15038817
Instrument Date	Dec 18, 2025
Instrument	25924629
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4450 MONTEREY RD, GILROY, CA 95020-8030

Mortgage

Document Number	0025924630
Date	Dec 30, 2025
Instrument	25924630

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 3, 2019
Property Address	4450 MONTEREY RD, GILROY, CA 95020-8030
Document Number	0024345740
Instrument Date	Sep 16, 2019
Instrument	24345740
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4450 MONTEREY RD GILROY CA 950208030, GILROY, CA 95020-8030

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,678,198 (+789.65%) Land $1,135,000 Building $543,198
2025	$2,460.00 (-2.5%)	$188,636 (-6.21%) Land $41,598 Building $147,038
2023	$2,523.00 (-2.81%)	$201,133 Land $75,466 Building $125,667
2022	$2,596.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	5 (2009–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etheric Networks, Frontier, Spectrum, T-Mobile, Verizon.

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