4395 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4395 Monterey Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,738 (2025)
Deeds & Mortgages	Aug 2018 Transfer
Flood Zone	Zone AO (high risk)
APN	`808-23-004`

Property Details

APN / Parcel Number

Primary APN	`808-23-004`

Exterior

Lot Area	8,551 sqft (0.196 acres)

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4395 MONTEREY RD
City	GILROY
State	CA
Zip	95020-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-40A
Legal Subdivision	LAS ANIMAS RHO
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1028
Census Tract	512510

Owner

4395 Monterey Rd is held in a trust since August 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	891 2ND ST, GILROY, CA 95020-4982
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 17, 2018
Transfer Doc	0024008371
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 22, 2018
Property Address	4395 MONTEREY RD, GILROY, CA 95020-9508
Document Number	0024008371
Instrument Date	Aug 17, 2018
Instrument	24008371
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	891 2ND ST GILROY CA 950204982, GILROY, CA 95020-4982

Tax Assessment & Valuation

The 2025 property tax bill for 4395 Monterey Rd was $10,738.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$876,822 (+2%) Land $841,199 Building $35,623
2025	$10,738.00	$859,630 Land $824,705 Building $34,925
2023	$10,485.00 (+1.88%)	$826,252 Land $792,682 Building $33,570
2022	$10,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4395 Monterey Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4395 Monterey Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.