4355 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4355 Monterey Rd, Gilroy, CA 95020

Property Summary

Property Type	General Agricultural/Rural
Lot Size	18.3 acres (797,721 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Mar 2017)
Tax Bill	$28,363 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2017 Sale
Flood Zone	Zone AH (high risk)
APN	`810-35-008`

Property Details

APN / Parcel Number

Primary APN	`810-35-008`

Exterior

Lot Area	797,721 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4355 MONTEREY RD
City	GILROY
State	CA
Zip	95020-9508
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1031
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4355 MONTEREY RD, GILROY, CA 95020-9508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · ARM BOFI FEDERAL BANK
Mar 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	201723598051
Prior Transfer Date	Oct 23, 2000
Prior Transfer Doc	0015516657
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4355 MONTEREY RD, GILROY, CA 95020-9508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023745713
Date	Sep 6, 2017
Instrument	23745713

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	11.7%
Index	1-Year LIBOR
Max Rate	11.7%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 8, 2017
Property Address	4355 MONTEREY RD, GILROY, CA 95020-9508
Document Number	0023598051
Instrument Date	Feb 28, 2017
Instrument	23598051
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 MONTEREY RD GILROY CA 950209508, GILROY, CA 95020-9508

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,417,706 (+4.16%) Land $1,328,781 Building $1,088,925
2025	$28,363.00 (+2.38%)	$2,321,166 (+4.04%) Land $1,276,642 Building $1,044,524
2023	$27,705.00 (+1.82%)	$2,231,034 Land $1,227,069 Building $1,003,965
2022	$27,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	175.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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