445 Windrush Dr, Elgin, SC 29045 Property Records

Richland County property record for 445 Windrush Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,040 sqft Heated Area
Lot Size	7,405 sqft (0.17 acres)
Garage	400 sqft
Last Sale	$211,007 (2020)
Tax Bill	$2,134.00 (2025)

Owner

Source: Richland County records · APN 28803-03-38

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Doc Number	202056413
Deed Book / Page	2542 / 1152
Record Refreshed	Sep 20, 2026

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 23, 2020
Property Address	445 WINDRUSH DR, ELGIN, SC 29045-7902
Document Number	2542/1152
Book / Page	002542 / 001152
Instrument Date	Oct 06, 2020
Instrument	56413
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 07, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$781.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902

Mortgage

Document Number	2542/1156
Date	Oct 23, 2020
Book Page	002542/001156
Instrument	56414

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+17.51%)		$266,490 (+26.3%)
2023	$1,816.00 (-5.27%)
2021	$1,917.00	$8,440	$211,000 Land $30,000 Building $181,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28803-03-38`
Alternative APNs	`R28803-03-38` `02176521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Heated Area
Gross Area	2,625 sqft Gross Area
1st Floor	1,736 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02176521
Street Address	445 WINDRUSH DR
City	ELGIN
State	SC
Zip	29045-7902
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 55X135X55.5X135.1 #SU TERRACE @LIBERTY RDG PH 3 #PR RB2474-1923
Legal Subdivision	LIBERTY RIDGE
Legal Lot Number	9,55
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2079
Census Tract	11407