Richland County property record for 431 Windrush Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,508 sqft Heated Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | 464 sqft |
| Last Sale | $244,969 (2020) |
| Tax Bill | $2,474.00 (2025) |
Source: Richland County records · APN 28803-03-35
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 27, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BAY EQUITY |
| Jan 07, 2020 | Correction Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2020 · Amount on Record |
| Deed Sale | Jan 07, 2020 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Doc Number | 2020789 |
| Deed Book / Page | 2459 / 3506 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 27, 2019 |
| Property Address | 431 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2457/1709 |
| Book / Page | 002457 / 001709 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 95432 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 431 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902 |
| Document Number | 2457/1712 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 002457/001712 |
| Instrument | 95433 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Number | 2457/1725, |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 002457/001725 |
| Instrument | 95434 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 26, 2029 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 07, 2020 |
| Property Address | 431 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2459/3506 |
| Book / Page | 002459 / 003506 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 789 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $906.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,474.00 (+17.31%) | $301,410 (+23.07%) | |
| 2023 | $2,109.00 (-5.3%) | ||
| 2021 | $2,227.00 | $9,800 | $244,900 Land $30,000 Building $214,900 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28803-03-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,508 sqft Heated Area |
| Gross Area | 3,135 sqft Gross Area |
| 1st Floor | 1,102 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 464 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02150558 |
|---|---|
| Street Address | 431 WINDRUSH DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 55X135X55X135 #SU TERRACE @ LIBERTY RIDGE PHASE 2 |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 6,55 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
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