Richland County property record for 442 Windrush Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,498 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,900 (2023) |
| Tax Bill | $3,030.00 (2023) |
Source: Richland County records · APN 28803-10-03
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| Dec 28, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 02, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 02, 2022 | Correction Deed |
| Sep 24, 2019 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage RESOURCE FIN'L SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Aug 02, 2022 · Amount on Record |
| Deed Doc Number | 202355545 |
| Deed Book / Page | 2889 / 1134 |
| Prior Transfer Date | Dec 13, 2023 |
| Prior Transfer Doc | 0028940939 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 22, 2024 |
| Property Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0028940939 |
| Book / Page | 2894 / 939 |
| Map Reference | MB 2382 PG 1682&1683 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2024002959 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 28, 2023 |
| Property Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0028891134 |
| Book / Page | 2889 / 1134 |
| Map Reference | MB 2382 PG 1682&1683 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023055545 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2023055546 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023055546 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 02, 2022 |
| Property Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0027672264 |
| Book / Page | 2767 / 2264 |
| Map Reference | MB 2382 PG 1682&1683 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022043780 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2022043781 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 2022043781 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 02, 2022 |
| Property Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0027672261 |
| Book / Page | 2767 / 2261 |
| Map Reference | MB 2382 PG 1682&1683 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022043779 |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 24, 2019 |
| Property Address | 442 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2431/1613 |
| Book / Page | 002431 / 001613 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 71112 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902 |
| Document Number | 2431/1616 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002431/001616 |
| Instrument | 71113 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,460 (-) | $339,900 (-) Land $50,400 Building $289,500 | |
| 2024 | $339,900 (+43.72%) Land $50,400 Building $289,500 | ||
| 2023 | $3,030.00 (+41%) | $9,460 (-) | $236,500 (-) |
| 2021 | $2,149.00 | $9,460 | $236,500 Land $30,000 Building $206,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28803-10-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,498 sqft Heated Area |
| Gross Area | 3,199 sqft Gross Area |
| 1st Floor | 1,091 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 476 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02150656 |
|---|---|
| Street Address | 442 WINDRUSH DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 58 55X120X55X120 #SU TERRACE @ LIBERTY RIDGE PHASE 2 |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 55,58 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
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