445 White Rapids Dr, Demorest, GA 30535 Property Records

Habersham County property record for 445 White Rapids Dr, Demorest, GA 30535

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 944 sqft · built 1985
Lot Size2.58 acres (112,385 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jun 2025)
Tax Bill$1,841 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN024 006

Property Details

APN / Parcel Number

Primary APN024 006
Alternative APNs
  • 670089
  • 376884

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area944 sqft Heated Area
Gross Area1,484 sqft
1st Floor Area576 sqft
Upper Floors Area374 sqft
AtticAttic
Attic Area374 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area112,385 sqft (2.58 acres)
Lot Width300 ft Width
Deck Area150 sqft
Patio Area384 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number376884
Street Address445 WHITE RAPIDS DR
CityDEMOREST
StateGA
Zip30535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionLT 39 PH 2 PB 43-231 DB 1399-486
Legal SubdivisionWHITEWATER TH CHATTAHOOCHEE PH
Legal Phase2
Legal Lot Number39
JurisdictionHABERSHAM GA
Township / Civil DivisionCLARKESVILLE
Census Block Group1
Census Block1042
Census Tract201

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2735 S WALKERS MILL RD, GRIFFIN, GA 30224-7993
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2025 · Amount on Record
Deed SaleJun 3, 2025 · Amount on Record
Prior SaleJul 6, 2023 · Amount on Record
Deed Book / Page1399 / 486
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJul 6, 2023
Property Address445 WHITE RAPIDS DR, DEMOREST, GA 30535
Document Number001340/644
Book / Page1340 / 644
Instrument DateJul 5, 2023
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WHITE RAPIDS DR, DEMOREST, GA 30535

Mortgage

Document Number0000001340/0000000646
DateJul 6, 2023
Book Page0000001340/0000000646
Lender
NameNEXERA HOLDING DBA NEWFI LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,841.00 (+71.9%)$80,765 (+95.67%) Land $24,407 Building $56,358$201,912 (+95.67%) Land $61,018 Building $140,894
2023$1,071.00 (+10.64%)$41,276 (+10.65%) Land $12,592 Building $28,684$103,190 (+10.65%) Land $31,480 Building $71,710
2022$968.00$37,304 Land $12,592 Building $24,712$93,260 Land $31,480 Building $61,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2019–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 87% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

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