Habersham County property record for 110 White Rapids Dr, Demorest, GA 30535
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1995 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,500 (Jan 2009) |
| Tax Bill | $1,400 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024 016A |
| Primary APN | 024 016A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 96,703 sqft (2.22 acres) |
| Lot Width | 1,000 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 376909 |
|---|---|
| Street Address | 110 WHITE RAPIDS DR |
| City | DEMOREST |
| State | GA |
| Zip | 30535-4232 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 2-183 PB 41-299 872-802 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 201 |
110 White Rapids Dr, a residential property, is owned and occupied by an individual who bought it in January 2009.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 WHITE RAPIDS DR, DEMOREST, GA 30535-4232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA DBA RURAL HOUSI |
| Jul 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2009 · Amount on File |
| Deed Sale | Jan 6, 2009 · Amount on File |
| Prior Sale | Sep 2, 2008 · Amount on File |
| Deed Book / Page | 872 / 802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 110 WHITE RAPIDS DR, DEMOREST, GA 30535-4232 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 110 WHITE RAPIDS DR, DEMOREST, GA 30535-4232 |
| Document Number | 0000001343/0000000405 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 0000001343/0000000405 |
| Name | UNITED STATES OF AMERICA DBA RURAL HOUSI |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 110 WHITE RAPIDS DR, DEMOREST, GA 30535-4232 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 110 WHITE RAPIDS DR, DEMOREST, GA 30535-4232 |
| Document Number | 0000001313/0000000619 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 0000001313/0000000619 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Jan 1, 2039 |
The 2026 property tax bill for 110 White Rapids Dr was $1,400 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,400.00 Homeowner's exemption | $95,466 Land $21,672 Building $73,794 | $238,665 Land $54,180 Building $184,485 |
| 2023 | Homeowner's exemption | $59,932 (+28.08%) Land $12,788 Building $47,144 | $149,830 (+28.08%) Land $31,970 Building $117,860 |
| 2022 | Homeowner's exemption | $46,792 Land $6,392 Building $40,400 | $116,980 Land $15,980 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 White Rapids Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 White Rapids Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · Cable in parts of the area | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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