274 White Rapids Dr, Demorest, GA 30535 Property Records

Habersham County property record for 274 White Rapids Dr, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1989
Lot Size	6.41 acres (279,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Jul 2026)
Tax Bill	$3,600 (2026)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024 015`

Property Details

APN / Parcel Number

Primary APN	`024 015`
Alternative APNs	`676751` `376903`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Heated Area
Gross Area	3,880 sqft
1st Floor Area	1,368 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	279,220 sqft (6.41 acres)
Lot Width	1,130 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	92 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	376903
Street Address	274 WHITE RAPIDS DR
City	DEMOREST
State	GA
Zip	30535-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	2-183 189 TR14 DB 1189-76
Legal Tract	14
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1042
Census Tract	201

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 LITTLE MOUNTAIN RD, DAWSONVILLE, GA 30534-8567
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	1439 / 994
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 10, 2026
Property Address	274 WHITE RAPIDS DR, DEMOREST, GA 30535-4252
Document Number	1439000994
Book / Page	1439 / 994
Instrument Date	Jul 3, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 LITTLE MOUNTAIN RD, DAWSONVILLE, GA 30534-8567

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	274 WHITE RAPIDS DR, DEMOREST, GA 30535-4252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 WHITE RAPIDS DR, DEMOREST, GA 30535-4252

Mortgage

Document Number	0000001235/0000000435
Date	Oct 12, 2020
Book Page	0000001235/0000000435

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 29, 2019
Property Address	274 WHITE RAPIDS DR, DEMOREST, GA 30535-4252
Document Number	0001189/76
Book / Page	1189 / 76
Instrument Date	Mar 29, 2019
Instrument	2019-000565
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 WHITE RAPIDS DR, DEMOREST, GA 30535-4252

Mortgage

Document Number	0000001189/0000000078
Date	Apr 8, 2019
Book Page	0000001189/0000000078

Lender

Name	ACADEMY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 (+13.17%)	$157,937 (+19.94%) Land $46,997 Building $110,940	$394,841 (+19.93%) Land $117,492 Building $277,349
2025	$3,181.00 (-5.89%)	$131,685 (+1.09%) Land $43,922 Building $87,763	$329,213 (+1.09%) Land $109,806 Building $219,407
2023	$3,380.00 (+31.47%)	$130,260 (+31.5%) Land $35,896 Building $94,364	$325,650 (+31.5%) Land $89,740 Building $235,910
2022	$2,571.00	$99,060 Land $17,948 Building $81,112	$247,650 Land $44,870 Building $202,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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