445 W 3rd St, Braidwood, IL 60408 Property Records

Will County property record for 445 W 3rd St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Sep 2020)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-108-038`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-108-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 87 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 W 3RD ST
City	BRAIDWOOD
State	IL
Zip	60408-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, (EXCEPT THE E 210 FT THOF) TOGETHER WITH THE N 7 FT OF LOT 4, (EXCEPT THE E 210 FT OF SD N 7 FT) ALL IN BLK 31 IN CHIC
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	CHICAGO WILMINGTON COAL COMPANY SUB
Legal Block	31
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1034
Census Tract	884003

Owner

445 W 3rd St is owned and occupied by two individuals who bought it in September 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 W 3RD ST, BRAIDWOOD, IL 60408-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Aug 19, 2009 · Amount on File
Deed Document Number	202076665
Prior Transfer Date	Jul 18, 1999
Prior Transfer Doc	0000091079
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 10, 2020
Property Address	445 W 3RD ST, BRAIDWOOD, IL 60408-1521
Document Number	0000076665
Instrument Date	Aug 13, 2020
Instrument	R2020076665
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 W 3RD ST, BRAIDWOOD, IL 60408-1521

Mortgage

Document Number	0000076666
Date	Sep 10, 2020
Instrument	R2020076666

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 445 W 3rd St was $3,678.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00	$64,321 (+8.9%) Land $11,403 Building $52,918	$192,963 (+8.9%) Land $34,209 Building $158,754
2024		$59,064 Land $10,471 Building $48,593	$177,192 Land $31,413 Building $145,779
2022	$2,900.00 Homeowner's exemption	$48,005 Land $8,510 Building $39,495	$144,015 Land $25,530 Building $118,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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