425 W 3rd St, Braidwood, IL 60408 Property Records

Will County property record for 425 W 3rd St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1979
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2021)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-108-037`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-108-037`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	425 W 3RD ST
City	BRAIDWOOD
State	IL
Zip	60408-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL I THE W 70 FT OF THE E 140 FT OF LOT 1 AND THE N 7 FT OF THE W 70 FT OF THE E 140 FT OF LOT 4 IN BLK 31 IN CHICAGO AND
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	CHICAGO & WILMINGTON COAL COMPANYS SUB
Legal Block	31
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1034
Census Tract	884003

Owner

425 W 3rd St is owned and occupied by an individual who bought it in March 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Jun 13, 2006 · Amount on File
Deed Document Number	202131830
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521

Mortgage

Document Number	0000081337
Date	Nov 14, 2022
Instrument	R2022081337

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 9, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 22, 2021
Property Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521
Document Number	0000031830
Map Reference	MB1 PG65 DOC83116
Instrument Date	Jan 12, 2021
Instrument	R2021031830
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521

Mortgage

Document Number	0000031831
Date	Mar 22, 2021
Instrument	R2021031831

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521
Document Number	0000052392
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W 3RD ST BRAIDWOOD IL 604081521, BRAIDWOOD, IL 60408-1521

Mortgage

Document Number	0000052392
Date	Jul 2, 2020
Instrument	52392

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	425 W 3RD ST, BRAIDWOOD, IL 60408-1521
Document Number	0000011579
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W 3RD ST BRAIDWOOD IL 604081521, BRAIDWOOD, IL 60408-1521

Mortgage

Document Number	0000011579
Date	Feb 28, 2019
Instrument	11579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 425 W 3rd St was $3,721.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,721.00	$64,974 (+8.9%) Land $12,148 Building $52,826	$194,922 (+8.9%) Land $36,444 Building $158,478
2024		$59,664 Land $11,155 Building $48,509	$178,992 Land $33,465 Building $145,527
2022	$2,933.00 Homeowner's exemption	$48,492 Land $9,066 Building $39,426	$145,476 Land $27,198 Building $118,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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