435 W 3rd St, Braidwood, IL 60408 Property Records

Will County property record for 435 W 3rd St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,398 sqft)
Owner	2 Trust Names on File
Last Sale	$112,000 (Mar 2001)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-108-040`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-108-040`

Exterior

Lot Area	8,398 sqft (0.19 acres)

Location & Zoning

Street Address	435 W 3RD ST
City	BRAIDWOOD
State	IL
Zip	60408-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 70 FT OF THE E 210 FT OF LOT 1 AND THE N 7 FT OF THE W 70 FT OF THE E 210 FT OF LOT 4 IN BLK 31 IN CHICAGO AND WILMINGT
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	BRAIDWOOD
Legal Block	31
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1034
Census Tract	884003

Owner

435 W 3rd St is owner-occupied and held in a trust since February 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	435 W 3RD ST, BRAIDWOOD, IL 60408-1521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2001 · Amount on File
Deed Sale	Mar 2, 2001 · Amount on File
Deed Document Number	200122702
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000008706
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Feb 13, 2026
Property Address	435 W 3RD ST, BRAIDWOOD, IL 60408-1521
Document Number	0000008706
Map Reference	MB 1 PG 64 DOC 83116
Instrument Date	Feb 12, 2026
Instrument	R2026008706
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	435 W 3RD ST, BRAIDWOOD, IL 60408-1521

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	435 W 3RD ST, BRAIDWOOD, IL 60408-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029946
Date	Apr 18, 2017
Instrument	R2017029946

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	May 1, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	435 W 3RD ST, BRAIDWOOD, IL 60408-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026039
Date	May 3, 2019
Instrument	R2019026039

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 435 W 3rd St was $3,942, up 8.7% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,942.00 (+8.74%)	$76,388 (+8.9%) Land $11,044 Building $65,344	$229,164 (+8.9%) Land $33,132 Building $196,032
2024	$3,625.00	$70,145 Land $10,141 Building $60,004	$210,435 Land $30,423 Building $180,012
2022	$3,174.00 Homeowner's exemption Senior Citizen's exemption	$57,011 Land $8,242 Building $48,769	$171,033 Land $24,726 Building $146,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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