Flathead County property record for 405 Swan River Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,179 sqft · built 1926 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,850 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0758891 |
| Primary APN | R0758891 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,179 sqft Living Area |
| 1st Floor Area | 2,166 sqft |
| Upper Floors Area | 1,013 sqft |
| Basement Area | 2,130 sqft |
| Finished Basement | 2,130 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 304,920 sqft (7 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 252 sqft |
| Lean-To | 1,856 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000228125 |
|---|---|
| Street Address | 405 SWAN RIVER RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S21, T27 N, R19 W, TR 2BB IN SW4SW4 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 21 |
| Legal Subdivision | CERTIFICATE/SURV 5369 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1303 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 405 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 11, 2026 | Intrafamily Transfer, Transfer |
| May 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 0000004798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 11, 2026 |
| Property Address | 405 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Document Number | 202600004798 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202600004798 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 405 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 405 SWAN RIVER RD, BIGFORK, MT 59911-6332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 201900008871 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 201900008871 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,850.00 (-5.75%) | $1,171,590 (-) | |
| 2025 | $4,085.00 (-15.55%) | $1,171,590 (+50.88%) | $1,171,590 (+50.88%) Land $352,700 Building $818,890 |
| 2023 | $4,837.00 | $776,500 | $776,500 Land $202,300 Building $574,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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