Guadalupe County property record for 445 Silver Buckle, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,889 sqft · built 2007 |
| Lot Size | 0.194 acres (8,459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,600 (Mar 2018) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101201700000 |
| Primary APN | 1G1544101201700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,889 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,459 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 66 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 445 SILVER BUCKLE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 12 LOT 17 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 17 |
| Legal Block | 12 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210707 |
445 Silver Buckle is owned and occupied by an individual who bought it in March 2018.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 2, 2018 | Warranty Deed, Transfer · VA Mortgage GOLD FIN'L SVCS |
| Aug 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Prior Sale | Mar 5, 2014 · Amount on File |
| Deed Document Number | 201899004592 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0099004592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 445 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0099003544 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 202299003544 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 2, 2018 |
| Property Address | 445 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Document Number | 0000004592 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 4592 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 SILVER BUCKLE SCHERTZ TX 781543500, SCHERTZ, TX 78154-3500 |
| Investor | Possibly a Property Investor |
| Document Number | 4593 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 4593 |
| Name | GOLD FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77036 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 445 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Document Number | 0000020771 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 SILVER BUCKLE SCHERTZ TX 781543500, SCHERTZ, TX 78154-3500 |
| Document Number | 0000020771 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 20771 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Aug 30, 2044 |
The 2025 property tax bill for 445 Silver Buckle was $4,584 with a homeowner's exemption, down 27.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,454 (-10.03%) Land $39,469 Building $246,985 | $286,454 (-10.03%) Land $39,469 Building $246,985 | |
| 2025 | $4,584.00 (-27.17%) Homeowner's exemption | $318,380 Land $40,389 Building $277,991 | $318,380 Land $40,389 Building $277,991 |
| 2024 | $6,294.00 (-2.63%) | ||
| 2023 | $6,464.00 (-10.52%) | $331,608 Land $57,167 Building $274,441 | $331,608 Land $57,167 Building $274,441 |
| 2022 | $7,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Silver Buckle in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Silver Buckle is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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