Guadalupe County property record for 441 Silver Buckle, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,358 sqft · built 2008 |
| Lot Size | 0.229 acres (9,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,500 (Apr 2008) |
| Tax Bill | $8,440 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101201800000 |
| Primary APN | 1G1544101201800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,358 sqft Living Area |
| Gross Area | 3,965 sqft |
| 1st Floor Area | 2,253 sqft |
| 2nd Floor Area | 1,105 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,952 sqft (0.229 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 60 sqft |
| Patio Area | 92 sqft |
| Storage Building | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 441 SILVER BUCKLE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 12 LOT 18 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 18 |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210707 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 20, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2008 · Amount on Record |
| Deed Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 20087894 |
| Deed Book / Page | 2614 / 772 |
| Prior Transfer Date | Apr 14, 2008 |
| Prior Transfer Doc | 0000007894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 441 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099013566 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 202199013566 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 441 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000022552 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017022552 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,963 (-0.87%) Land $42,897 Building $393,066 | $435,963 (-0.87%) Land $42,897 Building $393,066 | |
| 2025 | $8,440.00 (-3.84%) | $439,797 (-3%) Land $45,131 Building $394,666 | $439,797 (-3%) Land $45,131 Building $394,666 |
| 2024 | $8,777.00 (-0.69%) | ||
| 2023 | $8,838.00 (-11.43%) | $453,387 Land $62,675 Building $390,712 | $453,387 Land $62,675 Building $390,712 |
| 2022 | $9,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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