Guadalupe County property record for 437 Silver Buckle, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,138 sqft · built 2007 |
| Lot Size | 0.221 acres (9,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,500 (Dec 2007) |
| Tax Bill | $5,879 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101201900000 |
| Primary APN | 1G1544101201900000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Gross Area | 4,196 sqft |
| 1st Floor Area | 1,527 sqft |
| 2nd Floor Area | 1,611 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,641 sqft (0.221 acres) |
| Lot Dimensions | 149 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 264 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 437 SILVER BUCKLE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 12 LOT 19 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 19 |
| Legal Block | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210707 |
437 Silver Buckle is owned and occupied by two individuals who bought it in December 2007.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit FIRSTMARK CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2007 · Amount on File |
| Deed Sale | Dec 10, 2007 · Amount on File |
| Deed Document Number | 200725087 |
| Deed Book / Page | 2563 / 799 |
| Prior Transfer Date | Nov 28, 2007 |
| Prior Transfer Doc | 0000025087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 437 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0099030041 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 202199030041 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 437 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Document Number | 0000021870 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 437 SILVER BUCKLE SCHERTZ TX 781543500, SCHERTZ, TX 78154-3500 |
| Document Number | 0000021870 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 21870 |
| Name | FIRSTMARK CU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 12, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 437 Silver Buckle was $5,879 with a homeowner's exemption, down 3.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,211 (-9.5%) Land $42,213 Building $306,998 | $349,211 (-9.5%) Land $42,213 Building $306,998 | |
| 2025 | $5,879.00 (-3.21%) Homeowner's exemption | $385,880 Land $44,167 Building $341,713 | $385,880 Land $44,167 Building $341,713 |
| 2024 | $6,074.00 (+1.52%) | ||
| 2023 | $5,983.00 (-10.1%) Homeowner's exemption | $395,000 Land $61,590 Building $333,410 | $395,000 Land $61,590 Building $333,410 |
| 2022 | $6,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Silver Buckle in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Silver Buckle is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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