445 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 445 River Rd, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,183 sqft · built 1850
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2025)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R06 L:045-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R06 L:045-00`
Alternative APNs	`M:R06 L:045=00` `826`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	798 sqft
Basement Area	513 sqft
Unfinished Basement	513 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	826
Street Address	445 RIVER RD
City	RICHMOND
State	ME
Zip	04357-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Lot Number	45-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	970100

Owner

Source: Sagadahoc County and Richmond Town records · APN RICD M:R06 L:045-00

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 RIVER RD, RICHMOND, ME 04357-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 05, 2018	Intrafamily Transfer, Transfer REGENCY MORTGAGE
Feb 24, 2017	Quit Claim Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO
Jan 26, 2017	Deed in Lieu of Foreclosure, Foreclosure ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	2025R00378
Transfer Doc	0000003582
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Aug 23, 2022
Property Address	445 RIVER RD, RICHMOND, ME 04357-3609
Document Number	0000005773
Instrument Date	Aug 22, 2022
Instrument	2022R-05773
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 ELM ST, BATH, ME 04530-2666

Mortgage

Document Number	0000005774
Date	Aug 23, 2022
Instrument	2022R-05774

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	445 RIVER RD, RICHMOND, ME 04357-3609
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010171
Date	Dec 23, 2020
Instrument	2020R-10171

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND ME
Recording Date	Jun 05, 2018
Property Address	445 RIVER RD, RICHMOND, ME 04357-3609
Document Number	0000003582
Instrument	2018R-03582
Transaction Type	Transfer
Record Updated	Feb 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003583
Date	Jun 05, 2018
Instrument	2018R-03583

Lender

Name	REGENCY MORTGAGE

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 05, 2033

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND ME
Recording Date	Feb 24, 2017
Property Address	445 RIVER RD, RICHMOND, ME 04357-3609
Document Number	0000001263
Instrument Date	Feb 07, 2017
Instrument	1263
Transaction Type	Transfer
Record Updated	Apr 06, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3525 DEL MAR HEIGHTS RD SAN DIEGO CA 921302199, SAN DIEGO, CA 92130-2199

January 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	RICHMOND ME
Recording Date	Jan 26, 2017
Property Address	445 RIVER RD, RICHMOND, ME 04357-3609
Document Number	0000000587
Instrument Date	Sep 16, 2016
Instrument	587
Transaction Type	Foreclosure
Record Updated	Apr 06, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$3,025.00 (+7.54%)	$270,100 (+126.59%) Land $67,800 Building $202,300
2024	$2,813.00 (+20.73%)	$119,200 (-) Land $43,200 Building $76,000
2022	$2,330.00	$119,200 Land $43,200 Building $76,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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