411 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 411 River Rd, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,563 sqft · built 1925
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,500 (Dec 2023)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R06 L:039-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R06 L:039-00`
Alternative APNs	`M:R06 L:039=00` `816`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,042 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	816
Street Address	411 RIVER RD
City	RICHMOND
State	ME
Zip	04357-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Lot Number	39-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	454 S MOUNTAIN RD, NORTHFIELD, MA 01360-9684
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY CREDIT UNION
Sep 7, 2017	Deed of Trust, Mortgage · ARM FIRST FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Feb 28, 2011 · Amount on Record
Deed Document Number	2023R06361
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Dec 19, 2023
Property Address	411 RIVER RD, RICHMOND, ME 04357-3609
Document Number	0000006361
Instrument Date	Dec 18, 2023
Instrument	2023R-06361
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 RIVER RD, RICHMOND, ME 04357-3609

Mortgage

Document Number	0000006362
Date	Dec 19, 2023
Instrument	2023R-06362

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	411 RIVER RD, RICHMOND, ME 04357-3609
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006448
Date	Sep 7, 2017
Instrument	2017R-06448

Lender

Name	FIRST FSLA

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2020

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,548.00 (+40.91%)	$316,800 (+196.91%) Land $57,000 Building $259,800
2024	$2,518.00 (+20.71%)	$106,700 (-) Land $40,800 Building $65,900
2022	$2,086.00	$106,700 Land $40,800 Building $65,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures