426 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 426 River Rd, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1825
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2021)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R06 L:043-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R06 L:043-00`
Alternative APNs	`M:R06 L:043=00` `821`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
Gross Area	4,478 sqft
1st Floor Area	1,377 sqft
Attic	Attic
Attic Area	1,377 sqft
Basement Area	1,207 sqft
Unfinished Basement	1,207 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	821
Street Address	426 RIVER RD
City	RICHMOND
State	ME
Zip	04357-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Lot Number	43-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Richmond Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 RIVER RD, RICHMOND, ME 04357-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Oct 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Oct 30, 2017	Deed of Trust, Mortgage CAMDEN NAT'L BK
Feb 22, 2019	Correction Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20218583
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	426 RIVER RD, RICHMOND, ME 04357-3622
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003008
Date	Jul 11, 2023
Instrument	2023R-03008

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Oct 1, 2021
Property Address	426 RIVER RD, RICHMOND, ME 04357-3622
Document Number	8583
Instrument Date	Sep 30, 2021
Instrument	2021R-08583
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MAIN ST, HALLOWELL, ME 04347

Mortgage

Document Number	8584
Date	Oct 1, 2021
Instrument	2021R-08584

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	426 RIVER RD, RICHMOND, ME 04357-3622
Document Number	0000008201
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 RIVER RD RICHMOND ME 043573622, RICHMOND, ME 04357-3622

Mortgage

Document Number	0000008201
Date	Nov 6, 2017
Instrument	8201

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RICHMOND ME
Recording Date	Feb 22, 2019
Property Address	426 RIVER RD, RICHMOND, ME 04357-3622
Document Number	0000001089
Instrument Date	Oct 30, 2017
Instrument	1089
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 LEWIS HILL RD BOWDOIN ME 042877321, BOWDOIN, ME 04287-7321

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,742.00 (+21.49%)	$334,100 (+156.02%) Land $80,400 Building $253,700
2024	$3,080.00 (+11.72%)	$130,500 (-7.45%) Land $53,300 Building $77,200
2022	$2,757.00	$141,000 Land $53,300 Building $87,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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