410 Ralph St, Bartow, FL 33830 Property Records

Polk County property record for 410 Ralph St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 879 sqft · built 1959
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Mar 2021)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-31-363400-005170`

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-005170`
Alternative APNs	`312925363400005170` `12925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	879 sqft Living Area
1st Floor Area	879 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Unfinished Open Porch
Porch Area	33 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	410 RALPH ST
City	BARTOW
State	FL
Zip	33830-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILLERS MANOR PB 42 PG 45 BLK E LOT 17
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	E
Legal Lot Number	17
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3007
Census Tract	15000

Owner

410 Ralph St is owned and occupied by an individual who bought it in March 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	410 RALPH ST, BARTOW, FL 33830-3155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 22, 2024	Special Warranty Deed, Transfer
Mar 12, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Aug 23, 1995 · Amount on File
Deed Document Number	202163879
Deed Book / Page	11620 / 297
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0000063879
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	410 RALPH ST, BARTOW, FL 33830-3155
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160581
Date	Jun 21, 2021
Book Page	11769/872
Instrument	2021160581

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 22, 2024
Property Address	410 RALPH ST, BARTOW, FL 33830-3155
Document Number	0000067360
Book / Page	13050 / 2280
Instrument Date	Mar 22, 2024
Instrument	2024067360
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$4.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E VAN FLEET DR # DR231, DR231, BARTOW, FL 33830-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 RALPH ST, BARTOW, FL 33830-3155

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 12, 2021
Property Address	410 RALPH ST, BARTOW, FL 33830-3155
Document Number	0000063879
Book / Page	11620 / 297
Map Reference	MB 42 PG 45
Instrument Date	Mar 11, 2021
Instrument	2021063879
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 W LAKE ELOISE DR, WINTER HAVEN, FL 33884-1937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 RALPH ST, BARTOW, FL 33830-3155

Tax Assessment & Valuation

The 2025 property tax bill for 410 Ralph St was $1,461 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,839 (+2.7%)	$139,527 (+5.37%) Land $16,000 Building $123,527
2025	$1,461.00 Homeowner's exemption	$123,504	$132,415 Land $16,000 Building $116,415
2023	$1,655.00 (+16.88%) Homeowner's exemption	$116,527 (+3%)	$117,156 (-9.49%) Land $15,500 Building $101,656
2022	$1,416.00 Homeowner's exemption	$113,133	$129,439 Land $13,000 Building $116,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Ralph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Ralph St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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