445 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 445 Radcliffe Trce, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,976 sqft · built 1994
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Sep 2020)
Tax Bill$3,269 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00130-00000-374-000

Property Details

APN / Parcel Number

Primary APN00130-00000-374-000
Alternative APNs
  • 0013 374
  • 5492

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,976 sqft Heated Area
1st Floor Area870 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2003
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck Area88 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number5492
Old Parcel Number0013 374
Street Address445 RADCLIFFE TRCE
CityCOVINGTON
StateGA
Zip30016-1765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT43 PH2 RADCLIFFE TRACE
Legal SubdivisionRADCLIFFE TRACE
Legal Phase2
Legal Lot Number43
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1010
Census Tract100903

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Prior SaleApr 1, 1999 · Amount on Record
Deed Document Number0004070369
Deed Book / Page4070 / 369
Last Transfer DateSep 16, 2020
Transfer Doc0040700369
Record UpdatedJun 8, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateSep 16, 2020
Property Address445 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Document Number0040700369
Book / Page004070 / 000369
Instrument DateSep 14, 2020
Instrument13093
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address445 RADCLIFFE TRCE COVINGTON GA 300161765, COVINGTON, GA 30016-1765

Mortgage

Document Number40700371
DateSep 16, 2020
Book Page004070/000371
Instrument13094
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,269.00 (-6.52%)$130,080 (+10.35%) Land $16,800 Building $113,280$325,200 (+10.35%) Land $42,000 Building $283,200
2023$117,880 Land $8,000 Building $109,880$294,700 Land $20,000 Building $274,700
2022$3,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2005–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKDALE CO. WATER SYSTEM
serves 87,156 people · EPA ID GA2470000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Spectrum.

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