425 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 425 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,683 sqft · built 1994
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Aug 2011)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-372-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-372-000`
Alternative APNs	`0013 372` `5490`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,683 sqft Heated Area
1st Floor Area	1,683 sqft
Basement Area	1,637 sqft
Unfinished Basement	1,637 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	285 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5490
Old Parcel Number	0013 372
Street Address	425 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT41 PH2 RADCLIFFE TRACE
Legal Subdivision	RADCLIFFE TRACE
Legal Phase	2
Legal Lot Number	41
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	425 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Prior Sale	Jun 20, 1996 · Amount on Record
Deed Document Number	0002937617
Deed Book / Page	2937 / 617
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	425 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Document Number	0040430040
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 RADCLIFFE TRCE COVINGTON GA 300161765, COVINGTON, GA 30016-1765

Mortgage

Document Number	0040430040
Date	Jul 28, 2020
Book Page	004043/000040
Instrument	10169

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 27, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	425 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Document Number	0039270547
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 RADCLIFFE TRCE COVINGTON GA 300161765, COVINGTON, GA 30016-1765

Mortgage

Document Number	0039270547
Date	Nov 26, 2019
Book Page	003927/000547
Instrument	15622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (+2.02%) Homeowner's exemption	$122,280 (+13.64%) Land $16,800 Building $105,480	$305,700 (+13.64%) Land $42,000 Building $263,700
2023		$107,600 Land $8,000 Building $99,600	$269,000 Land $20,000 Building $249,000
2022	$2,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKDALE CO. WATER SYSTEM serves 87,156 people · EPA ID GA2470000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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