415 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 415 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,382 sqft · built 1992
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jun 2006)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-371-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-371-000`
Alternative APNs	`0013 371` `5489`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,382 sqft Heated Area
1st Floor Area	1,382 sqft
Basement Area	1,121 sqft
Finished Basement	1,121 sqft
Unfinished Basement	567 sqft
Utility Area	144 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5489
Street Address	415 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.59AC LT40 RADCLIFFE TR
Legal Subdivision	RADCLIFFE TRACE
Legal Lot Number	40
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

415 Radcliffe Trce is owned and occupied by two individuals who bought it in June 2006.

Source: Newton County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2006 · Amount on File
Deed Sale	Jun 19, 2006 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Book / Page	2212 / 438
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0022120438
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	415 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RADCLIFFE TRCE, COVINGTON, GA 30016-1765

Mortgage

Document Number	0047940000000608
Date	Jan 7, 2026
Book Page	0000004794/0000000608
Instrument	D2026-000210

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	415 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Document Number	0038610477
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RADCLIFFE TRCE COVINGTON GA 300161765, COVINGTON, GA 30016-1765

Mortgage

Document Number	0038610477
Date	Jul 3, 2019
Book Page	003861/000477
Instrument	8314

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	415 RADCLIFFE TRCE, COVINGTON, GA 30016-1765
Document Number	0036030067
Book / Page	003603 / 000067
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RADCLIFFE TRCE COVINGTON GA 300161765, COVINGTON, GA 30016-1765

Mortgage

Document Number	0036030067
Date	Aug 29, 2017
Book Page	003603/000067
Instrument	9710

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ATLANTA, GA 30329

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 Radcliffe Trce was $2,777 with a homeowner's exemption, down 0.7% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (-0.68%) Homeowner's exemption	$114,760 (+1.59%) Land $16,800 Building $97,960	$286,900 (+1.59%) Land $42,000 Building $244,900
2024	$2,796.00 Homeowner's exemption	$112,960 (+14.05%) Land $16,800 Building $96,160	$282,400 (+14.05%) Land $42,000 Building $240,400
2023		$99,040 Land $8,000 Building $91,040	$247,600 Land $20,000 Building $227,600
2022	$2,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Radcliffe Trce in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Radcliffe Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKDALE CO. WATER SYSTEM serves 87,156 people · EPA ID GA2470000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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