Pamlico County property record for 445 Peninsula Dr, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,904 sqft · built 1995 |
| Lot Size | 0.258 acres (11,282 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | K08-66-9 |
| Primary APN | K08-66-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,904 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 11,282 sqft (0.258 acres) |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Deck Area | 336 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 8281 |
|---|---|
| Street Address | 445 PENINSULA DR |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1 LOT 9 ORCHARD CR PENINSULA DRIVE 0004506 7408459012000 |
| Legal Lot Number | 9 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 950202 |
Source: Pamlico County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 445 PENINSULA DR, ORIENTAL, NC 28571-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1994 |
| Deed Sale | Jul 1, 1994 |
| Deed Document Number | 0000298745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 445 PENINSULA DR, ORIENTAL, NC 28571-8612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625/461 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 625/461 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pamlico County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 (+11.74%) | $254,498 (-) Land $41,666 Building $212,832 | $254,498 (-) Land $41,666 Building $212,832 |
| 2023 | $1,669.00 | $254,498 Land $41,666 Building $212,832 | $254,498 Land $41,666 Building $212,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 284 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 171 (1999–2019) |
| Claims Outside the SFHA | 13 of 171 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
4G LTE (outdoors only), no 5G reported
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