394 Peninsula Dr, Oriental, NC 28571 Property Records

Pamlico County property record for 394 Peninsula Dr, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1992
Lot Size	0.553 acres (24,089 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2020)
Tax Bill	$1,657 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`K08-66-19`

Property Details

APN / Parcel Number

Primary APN	`K08-66-19`
Alternative APNs	`7408459306000` `19534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Finished Area

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Metal
Lot Area	24,089 sqft (0.553 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	468 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19534
Street Address	394 PENINSULA DR
City	ORIENTAL
State	NC
Zip	28571-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1 LOT 19 ORCHARD CR PENINSULA DRIVE 0002112 7408459306000
Legal Lot Number	19
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3056
Census Tract	950202

Owner

Source: Pamlico County records · APN K08-66-19

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	394 PENINSULA DR, ORIENTAL, NC 28571-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	0000666384
Deed Book / Page	666 / 384
Record Updated	Jun 07, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Aug 27, 2020
Property Address	394 PENINSULA DR, ORIENTAL, NC 28571-8611
Document Number	666/384
Book / Page	666 / 384
Map Reference	CAB A SL 36-8
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 QUAKER HILL LN # LN133, 125, PORTSMOUTH, RI 02871-4072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 PENINSULA DR, ORIENTAL, NC 28571-8611

Mortgage

Document Number	666386
Date	Aug 27, 2020
Instrument	666/386

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Pamlico County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,657.00	$253,045 Land $42,581 Building $210,464	$253,045 Land $42,581 Building $210,464

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 284 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	171 (1999–2019)
Claims Outside the SFHA	13 of 171
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 95 claims Hurricane Irene, Aug 2011 · 48 claims Hurricane Isabel, Sep 2003 · 16 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brightspeed.

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.