Pamlico County property record for 414 Peninsula Dr, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,382 sqft · built 2021 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jun 2020) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | K08-66-18 |
| Primary APN | K08-66-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 19,863 sqft (0.456 acres) |
| Porch | Patio |
| Porch Area | 176 sqft |
| Deck Area | 16 sqft |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 17965 |
|---|---|
| Street Address | 414 PENINSULA DR |
| City | ORIENTAL |
| State | NC |
| Zip | 28571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1 LOT 18 ORCHARD CK & PCA 29-9 0001327 7408458228000 |
| Legal Subdivision | PCA 39-9 |
| Legal Lot Number | 18 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 950202 |
Source: Pamlico County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1165 N BLOUNT ST, RALEIGH, NC 27604-1301 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 11, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2003 · Amount on Record |
| Deed Book / Page | 662 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 414 PENINSULA DR, ORIENTAL, NC 28571-8612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000684/677 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 684/677 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 8.12% |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 414 PENINSULA DR, ORIENTAL, NC 28571-8612 |
| Document Number | 000662/309 |
| Book / Page | 662 / 309 |
| Map Reference | CAB A SL 29-9 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27360 BARBARIS KABE, SUGARLF SHRS, FL 33042 |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 (+4.71%) | $290,122 (+1.58%) Land $38,874 Building $251,248 | $290,122 (+1.58%) Land $38,874 Building $251,248 |
| 2023 | $1,870.00 | $285,622 Land $38,874 Building $246,748 | $285,622 Land $38,874 Building $246,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 284 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 171 (1999–2019) |
| Claims Outside the SFHA | 13 of 171 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
4G LTE (outdoors only), no 5G reported
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