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445 Patterson St, Troutman, NC 28166 Property Records

Iredell County property record for 445 Patterson St, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,393 sqft · built 1977
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Mar 2020)
Tax Bill$3,161 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4741-07-0229.000

Property Details

APN / Parcel Number

Primary APN4741-07-0229.000
Alternative APN
  • 80086398

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,393 sqft Heated Area
Gross Area2,851 sqft
1st Floor Area1,393 sqft
Basement Area966 sqft
Finished Basement566 sqft
Unfinished Basement400 sqft
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area27,443 sqft (0.63 acres)
Lot Dimensions164 ft deep x 402 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80086398
Street Address445 PATTERSON ST
CityTROUTMAN
StateNC
Zip28166-9689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionB BRADBURN BLK D PB5-68
Legal BlockD
JurisdictionIREDELL NC
Township / Civil DivisionFALLSTOWN
Census Block Group2
Census Block2011
Census Tract61202

Owner

445 Patterson St is owned and occupied by an individual who bought it in March 2020.

Source: Iredell County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address445 PATTERSON ST, TROUTMAN, NC 28166-9689
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2020 · Amount on File
Deed SaleMar 3, 2020 · Amount on File
Deed Book / Page2681 / 252
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateOct 1, 2021
Property Address445 PATTERSON ST, TROUTMAN, NC 28166-9689
Document Number0002857774
Book / Page2857 / 774
Map ReferenceMB 5 PG 68
Instrument DateSep 28, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address151 EAGLE CHASE LN, 151, TROUTMAN, NC 28166-8802

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 PATTERSON ST, TROUTMAN, NC 28166-9689

Mortgage

Document Number0002857777
DateOct 1, 2021
Instrument2857/777
Lender
NameDIRECT HOME LOAN LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 445 Patterson St was $3,161.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
MunicipalityTroutman Town
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,930 (-) Land $25,000 Building $256,930$281,930 (-) Land $25,000 Building $256,930
2025$3,161.00$281,930 (-) Land $25,000 Building $256,930$281,930 (-) Land $25,000 Building $256,930
2024$3,161.00$281,930 (-) Land $25,000 Building $256,930$281,930 (-) Land $25,000 Building $256,930
2023$3,161.00 (+101.47%)$281,930 (+107.97%) Land $25,000 Building $256,930$281,930 (+107.97%) Land $25,000 Building $256,930
2022$1,569.00$135,560 Land $30,000 Building $105,560$135,560 Land $30,000 Building $105,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Patterson St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Patterson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROUTMAN
serves 9,562 people · EPA ID NC0149030
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson St

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