405 Patterson St, Troutman, NC 28166 Property Records

Iredell County property record for 405 Patterson St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,326 sqft · built 1965
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (Dec 2021)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Dec 2021 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-97-7144.000`

Property Details

APN / Parcel Number

Primary APN	`4731-97-7144.000`
Alternative APN	`80088076`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Heated Area
Gross Area	2,652 sqft
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	166 ft deep x 153 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80088076
Street Address	405 PATTERSON ST
City	TROUTMAN
State	NC
Zip	28166-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	PT 25 26-31 BL D BRADBURN PB 5-68
Legal Subdivision	PATTERSON ST AREA
Legal Block	97
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	2
Census Block	2011
Census Tract	61202

Owner

405 Patterson St is owner-occupied and held in a trust since December 2021.

Source: Iredell County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	405 PATTERSON ST, TROUTMAN, NC 28166-9689
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer TRYON TITLE AGENCY LLC
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Book / Page	2876 / 1908
Prior Transfer Date	Apr 22, 2010
Prior Transfer Doc	2081001789
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 3, 2021
Property Address	405 PATTERSON ST, TROUTMAN, NC 28166-9689
Document Number	0028761908
Book / Page	2876 / 1908
Map Reference	MB 5 PG 68
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3629 AMARANTHUS CT, 3629, CHARLOTTE, NC 28269-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	405 PATTERSON ST, TROUTMAN, NC 28166-9689

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 21, 2020
Property Address	405 PATTERSON ST, TROUTMAN, NC 28166-9689
Document Number	27352060
Book / Page	2735 / 2060
Map Reference	MB 5 PG 68
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PATTERSON ST, TROUTMAN, NC 28166-9689

Mortgage

Document Number	27352063
Date	Sep 21, 2020
Instrument	2735/2063

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 Patterson St was $3,161.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,940 (-) Land $23,000 Building $258,940	$281,940 (-) Land $23,000 Building $258,940
2025	$3,161.00	$281,940 (-) Land $23,000 Building $258,940	$281,940 (-) Land $23,000 Building $258,940
2024	$3,161.00	$281,940 (-) Land $23,000 Building $258,940	$281,940 (-) Land $23,000 Building $258,940
2023	$3,161.00	$281,940 Land $23,000 Building $258,940	$281,940 Land $23,000 Building $258,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Patterson St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Patterson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson St

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