452 Patterson St, Troutman, NC 28166 Property Records

Iredell County property record for 452 Patterson St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,084 sqft · built 1982
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2021)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-97-9447.000`

Property Details

APN / Parcel Number

Primary APN	`4731-97-9447.000`
Alternative APN	`80079980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,084 sqft Heated Area
Gross Area	1,800 sqft
1st Floor Area	1,084 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	155 ft deep x 100 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80079980
Street Address	452 PATTERSON ST
City	TROUTMAN
State	NC
Zip	28166-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L9-12 BL C BRADBURN PB 5-68
Legal Subdivision	PATTERSON ST AREA
Legal Block	97
Legal Lot Number	9-12
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	2
Census Block	2009
Census Tract	61202

Owner

452 Patterson St is owned and occupied by an individual who bought it in March 2021.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	452 PATTERSON ST, TROUTMAN, NC 28166-9689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Book / Page	2792 / 1576
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	452 PATTERSON ST, TROUTMAN, NC 28166-9689
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 PATTERSON ST, TROUTMAN, NC 28166-9689

Mortgage

Document Number	0029692453
Date	Jan 13, 2023
Book Page	2969/2453

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 12, 2021
Property Address	452 PATTERSON ST, TROUTMAN, NC 28166-9689
Document Number	27921576
Book / Page	2792 / 1576
Map Reference	MB 5 PG 68
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2046, ALBERTVILLE, AL 35950-0034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 PATTERSON ST, TROUTMAN, NC 28166-9689

Mortgage

Document Number	27921578
Date	Mar 12, 2021
Instrument	2792/1578

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 452 Patterson St was $2,235.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,740 (-) Land $20,000 Building $177,740	$197,740 (-) Land $20,000 Building $177,740
2025	$2,235.00	$197,740 (-) Land $20,000 Building $177,740	$197,740 (-) Land $20,000 Building $177,740
2024	$2,235.00	$197,740 (-) Land $20,000 Building $177,740	$197,740 (-) Land $20,000 Building $177,740
2023	$2,235.00 (+36.11%)	$197,740 (+44.6%) Land $20,000 Building $177,740	$197,740 (+44.6%) Land $20,000 Building $177,740
2022	$1,642.00	$136,750 Land $24,000 Building $112,750	$136,750 Land $24,000 Building $112,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 452 Patterson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 Patterson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson St

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