445 Maple Ridge Cir, Salisbury, NC 28147 Property Records

Rowan County property record for 445 Maple Ridge Cir, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,658 sqft · built 2004
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Jul 2004)
Tax Bill	$1,967 (2023)
Deeds & Mortgages	May 2023 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`479K050`

Property Details

APN / Parcel Number

Primary APN	`479K050`
Alternative APN	`540979000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	24,829 sqft (0.569 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	540979000
Street Address	445 MAPLE RIDGE CIR
City	SALISBURY
State	NC
Zip	28147-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L264 .57AC
Legal Subdivision	GRACE RDG
Legal Lot Number	264
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2008
Census Tract	51201

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	445 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Sep 25, 2020	Grant Deed, Transfer FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2004 · Amount on Record
Deed Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	0001011852
Deed Book / Page	1011 / 0852
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	0010110852
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	445 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747

Mortgage

Document Number	0014220496
Date	May 2, 2023
Book Page	1422/496

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 25, 2020
Property Address	445 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
Document Number	0013570329
Book / Page	001357 / 000329
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 MAPLE RIDGE CIR SALISBURY NC 281476747, SALISBURY, NC 28147-6747

Mortgage

Document Number	13570328
Date	Sep 25, 2020
Book Page	001357/000328

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,967.00	$290,361 Land $37,500 Building $252,861	$290,361 Land $37,500 Building $252,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple Ridge Cir

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