386 Maple Ridge Cir, Salisbury, NC 28147 Property Records

Rowan County property record for 386 Maple Ridge Cir, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,378 sqft · built 2001
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jul 2019)
Tax Bill	$2,378 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`479K054`

Property Details

APN / Parcel Number

Primary APN	`479K054`
Alternative APN	`6186006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,378 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	50,965 sqft (1.17 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Patio Area	364 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	386 MAPLE RIDGE CIR
City	SALISBURY
State	NC
Zip	28147-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L212 1.17AC
Legal Subdivision	GRACE RIDGE
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2007
Census Tract	51201

Owner

Source: Rowan County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 16, 2018	Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Book / Page	1330 / 791
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Sep 15, 2026
Property Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746
Document Number	1490000869
Book / Page	1490 / 869
Instrument Date	Sep 2, 2026
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746

Mortgage

Document Number	1490000869,
Date	Sep 15, 2026
Book Page	1490/869

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2046

Interest

Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 12, 2019
Property Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746
Document Number	0013300791
Book / Page	1330 / 0791
Map Reference	MB 9995 PG 4036
Instrument Date	Jun 25, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W GLENVIEW DR, 102, SALISBURY, NC 28147-7208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746

Mortgage

Document Number	13300792
Date	Jul 12, 2019
Instrument	1330/0792

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	386 MAPLE RIDGE CIR, SALISBURY, NC 28147-6746
Document Number	0013100075
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 MAPLE RIDGE CIR SALISBURY NC 281476746, SALISBURY, NC 28147-6746

Mortgage

Document Number	0013100075
Date	May 31, 2018
Book Page	001310/000075

Lender

Name	PINNACLE BK
Type	Bank
Address	SALISBURY, NC 28147

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2038

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,378.00	$351,010 (-) Land $41,250 Building $309,760	$351,010 (-) Land $41,250 Building $309,760
2023	$2,378.00	$351,010 Land $41,250 Building $309,760	$351,010 Land $41,250 Building $309,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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