489 Maple Ridge Cir, Salisbury, NC 28147 Property Records

Rowan County property record for 489 Maple Ridge Cir, Salisbury, NC 28147

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,818 sqft · built 2004
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$398,000 (Mar 2025)
Tax Bill$2,152 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN479K048

Property Details

APN / Parcel Number

Primary APN479K048
Alternative APN
  • 6339552

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,818 sqft Living Area
1st Floor Area1,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Lot Area26,136 sqft (0.6 acres)
Garage Area483 sqft
PorchPorch
Porch Area243 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address489 MAPLE RIDGE CIR
CitySALISBURY
StateNC
Zip28147-6747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL262 .60AC
Legal SubdivisionGRACE RDG PH B
JurisdictionROWAN NC
Township / Civil DivisionLOCKE
Census Block Group2
Census Block2008
Census Tract51201

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address489 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 28, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleJan 28, 2005 · Amount on Record
Deed Book / Page1458 / 386
Prior Transfer DateJan 12, 2016
Prior Transfer Doc0012640418
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address489 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
Document Number0013450339
Instrument DateMar 14, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address489 MAPLE RIDGE CIR SALISBURY NC 281476747, SALISBURY, NC 28147-6747

Mortgage

Document Number0013450339
DateMar 19, 2020
Book Page001345/000339
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 18, 2045

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address489 MAPLE RIDGE CIR, SALISBURY, NC 28147-6747
Document Number0013000738
Book / Page001300 / 000738
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address489 MAPLE RIDGE CIR SALISBURY NC 281476747, SALISBURY, NC 28147-6747

Mortgage

Document Number0013000738
DateDec 1, 2017
Book Page001300/000738
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,152.00$317,698 (-) Land $37,500 Building $280,198
2023$2,152.00$317,698 Land $37,500 Building $280,198$317,698 Land $37,500 Building $280,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple Ridge Cir

Nearby Streets

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