Flathead County property record for 445 Kuzmic Ln, Coram, MT 59913
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 752 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,017 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0740799 |
| Primary APN | R0740799 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Finished Basement | 752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 330 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 510 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Pole Barn | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002607 |
|---|---|
| Street Address | 445 KUZMIC LN |
| City | CORAM |
| State | MT |
| Zip | 59913-7770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S27, T31 N, R19 W, ACRES 5, TR 2B IN NW4NW4, ASSR#0000002607 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 27 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 102 |
445 Kuzmic Ln is owned by two individuals who acquired it in April 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 190552, HUNGRY HORSE, MT 59919-0552 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2015 |
| Deed Sale | Apr 1, 2015 |
| Deed Document Number | 20156030 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 445 Kuzmic Ln was $2,017.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,017.00 | $522,700 | |
| 2025 | $522,700 Land $211,700 Building $311,000 | ||
| 2023 | $3,171.00 | $404,270 | $404,270 Land $181,700 Building $222,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Kuzmic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Kuzmic Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: MontanaSky Networks.
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