Flathead County property record for 385 Kuzmic Ln, Coram, MT 59913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,253 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0779202 |
| Primary APN | R0779202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 768 sqft |
| Deck Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000706305 |
|---|---|
| Street Address | 385 KUZMIC LN |
| City | CORAM |
| State | MT |
| Zip | 59913-7769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S28, T31 N, R19 W, TR 4B IN NE4NE4 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 28 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1259 |
| Census Tract | 102 |
385 Kuzmic Ln is owned by an individual who acquired it in September 2007.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 130082, CORAM, MT 59913-0082 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Mar 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2007 |
| Transfer Doc | 0000000212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 385 KUZMIC LN, CORAM, MT 59913-7769 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202100028843 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 202100028843 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 385 KUZMIC LN, CORAM, MT 59913-7769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900004877 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 201900004877 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 385 KUZMIC LN, CORAM, MT 59913-7769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000018272 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 202000018272 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 385 Kuzmic Ln was $2,253.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,253.00 | $576,600 | |
| 2025 | $576,600 Land $211,700 Building $364,900 | ||
| 2023 | $3,979.00 | $507,300 | $507,300 Land $181,700 Building $325,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Kuzmic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Kuzmic Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: MontanaSky Networks.
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