State of Hawaii and Hawaii County property record for 445 Kipuni St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,640 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jun 1999) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-063-010 |
| Primary APN | 3-2-5-063-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 3,878 sqft |
| 1st Floor Area | 3,640 sqft |
| Upper Floors Area | 893 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 478 sqft |
| Deck Area | 952 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 445 KIPUNI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 10 1.0004 AC DES POR RPGR 5706 POR LCAW 8521-B-2 SUNRISE ESTATES UNIT I-A SUBJ/ESMTS |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County assessment roll, APN 3-2-5-063-010, as of June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 KIPUNI ST, HILO, HI 96720-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF HAWAII |
| May 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 03, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 1999 · Amount on Record |
| Deed Sale | Jun 15, 1999 · Amount on Record |
| Deed Document Number | 199995088 |
| Last Transfer Date | Apr 27, 2018 |
| Transfer Doc | 0067040722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 445 KIPUNI ST, HILO, HI 96720-6011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0A84460504 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | A-84460504 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 445 KIPUNI ST, HILO, HI 96720-6011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A76920258 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | A-76920258 |
| Name | BANK OF HAWAII |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | May 10, 2018 |
| Property Address | 445 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | 0A67040722 |
| Instrument Date | Apr 27, 2018 |
| Instrument | A67040722 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 445 KIPUNI ST HILO HI 967206011, HILO, HI 96720-6011 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | May 03, 2018 |
| Property Address | 445 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | 0A66970499 |
| Instrument Date | Apr 27, 2018 |
| Instrument | A66970499 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 KIPUNI ST HILO HI 967206011, HILO, HI 96720-6011 |
Source: State of Hawaii and Hawaii County assessment roll as of June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,071,000 (+3%) Land $223,700 Building $847,300 | $1,277,000 (-1.5%) Land $370,800 Building $906,200 | |
| 2025 | $5,086.00 (-0.37%) | $1,039,800 (+3%) Land $223,700 Building $816,100 | $1,296,500 (+2.87%) Land $390,300 Building $906,200 |
| 2024 | $1,009,500 (+3%) Land $223,700 Building $785,800 | $1,260,300 (+6.72%) Land $390,300 Building $870,000 | |
| 2023 | $5,105.00 Homeowner's exemption | $980,100 Land $223,700 Building $756,400 | $1,180,900 Land $371,700 Building $809,200 |
Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), as of July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010208025, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 235 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system HI0000101, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HILO serves 39,477 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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