434 Kipuni St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 434 Kipuni St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,234 sqft · built 2009
Lot Size1.06 acres (46,435 sqft)
Owner2 Company Names on Record
Last Sale$112,900 (Oct 2002)
Tax Bill$5,423 (2025)
Deeds & MortgagesJun 2024 Transfer
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-2-5-063-022

Property Details

APN / Parcel Number

Primary APN3-2-5-063-022
Alternative APNs
  • 3-2-5-063-022-0000
  • 250630220000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,234 sqft Living Area
Gross Area3,454 sqft
1st Floor Area3,234 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeHip
Roof MaterialOther
Lot Area46,435 sqft
Garage Area888 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area324 sqft

Location & Zoning

Street Address434 KIPUNI ST
CityHILO
StateHI
Zip96720-6009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5A
Legal DescriptionLOT 22 1.667 AC DES POR RP 5706 POR LCAW 8521-B PART 2 SUNRISE ESTATES UNIT I-A TOG/ESMT FOR INGRESS/EGRESS OVER & ACROSS RD LOT A &
Legal SubdivisionSUNRISE ESTATES
Legal Lot Number22
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group5
Census Block5002
Census Tract20802

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address434 KIPUNI ST, HILO, HI 96720-6009
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2024Intrafamily Transfer, Transfer
Aug 5, 2019Deed of Trust, Mortgage · Line of Credit
BIG ISLAND FCU
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2002 · Amount on Record
Deed SaleOct 25, 2002 · Amount on Record
Prior SaleMay 17, 1996 · Amount on Record
Deed Document Number2002190913
Last Transfer DateMay 21, 2024
Transfer Doc0089420618
Record UpdatedSep 20, 2026

June 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateJun 25, 2024
Property Address434 KIPUNI ST, HILO, HI 96720-6009
Document Number0A89420618
Instrument DateMay 21, 2024
InstrumentA-89420618
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address434 KIPUNI ST, HILO, HI 96720-6009

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address434 KIPUNI ST, HILO, HI 96720-6009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A71560175
DateAug 5, 2019
InstrumentA-71560175
Lender
NameBIG ISLAND FCU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 4, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address434 KIPUNI ST, HILO, HI 96720-6009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A75360027
DateAug 19, 2020
InstrumentA-75360027
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressHONOLULU, HI 96813
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,093,300 (+3%) Land $220,000 Building $873,300$1,320,100 (-1.47%) Land $375,200 Building $944,900
2025$5,423.00 (+3.67%)$1,061,500 (+3%) Land $220,000 Building $841,500$1,339,800 (+3.02%) Land $394,900 Building $944,900
2024$1,030,600 (+3%) Land $220,000 Building $810,600$1,300,500 (+6.75%) Land $394,900 Building $905,600
2023$5,231.00 Homeowner's exemption$1,000,600 Land $220,000 Building $780,600$1,218,300 Land $376,100 Building $842,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Hawaii
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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