State of Hawaii and Hawaii County property record for 434 Kipuni St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,234 sqft · built 2009 |
| Lot Size | 1.06 acres (46,435 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $112,900 (Oct 2002) |
| Tax Bill | $5,423 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-063-022 |
| Primary APN | 3-2-5-063-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,234 sqft Living Area |
| Gross Area | 3,454 sqft |
| 1st Floor Area | 3,234 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 46,435 sqft |
| Garage Area | 888 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 324 sqft |
| Street Address | 434 KIPUNI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 22 1.667 AC DES POR RP 5706 POR LCAW 8521-B PART 2 SUNRISE ESTATES UNIT I-A TOG/ESMT FOR INGRESS/EGRESS OVER & ACROSS RD LOT A & |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 434 KIPUNI ST, HILO, HI 96720-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 25, 2024 | Intrafamily Transfer, Transfer |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit BIG ISLAND FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2002 · Amount on Record |
| Deed Sale | Oct 25, 2002 · Amount on Record |
| Prior Sale | May 17, 1996 · Amount on Record |
| Deed Document Number | 2002190913 |
| Last Transfer Date | May 21, 2024 |
| Transfer Doc | 0089420618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 25, 2024 |
| Property Address | 434 KIPUNI ST, HILO, HI 96720-6009 |
| Document Number | 0A89420618 |
| Instrument Date | May 21, 2024 |
| Instrument | A-89420618 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 434 KIPUNI ST, HILO, HI 96720-6009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 434 KIPUNI ST, HILO, HI 96720-6009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0A71560175 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | A-71560175 |
| Name | BIG ISLAND FCU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 4, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 434 KIPUNI ST, HILO, HI 96720-6009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A75360027 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | A-75360027 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,093,300 (+3%) Land $220,000 Building $873,300 | $1,320,100 (-1.47%) Land $375,200 Building $944,900 | |
| 2025 | $5,423.00 (+3.67%) | $1,061,500 (+3%) Land $220,000 Building $841,500 | $1,339,800 (+3.02%) Land $394,900 Building $944,900 |
| 2024 | $1,030,600 (+3%) Land $220,000 Building $810,600 | $1,300,500 (+6.75%) Land $394,900 Building $905,600 | |
| 2023 | $5,231.00 Homeowner's exemption | $1,000,600 Land $220,000 Building $780,600 | $1,218,300 Land $376,100 Building $842,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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