State of Hawaii and Hawaii County property record for 427 Kipuni St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,056 sqft · built 1998 |
| Lot Size | 1.01 acres (44,213 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $637,500 (Mar 2020) |
| Tax Bill | $4,096 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-063-006 |
| Primary APN | 3-2-5-063-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Upper Floors Area | 760 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Roof Material | Other |
| Lot Area | 44,213 sqft |
| Garage Type | Carport |
| Garage Area | 625 sqft |
| Carport | Carport |
| Carport Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 427 KIPUNI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 6 1.0157 AC DES POR RP 5706 POR LCAW 8521-B PART 2 TOG/ESMT FOR INGRESS & EGRESS OVER & ACROSS RDWY LOTS A & B |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 KIPUNI ST, HILO, HI 96720-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF HI |
| Mar 9, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Dec 13, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF HI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on Record |
| Deed Sale | Mar 9, 2020 · Amount on Record |
| Prior Sale | Jan 9, 2015 · Amount on Record |
| Deed Document Number | 202073730131 |
| Prior Transfer Date | Jan 29, 1998 |
| Prior Transfer Doc | 0000015835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 427 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | 0A74920055 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 KIPUNI ST HILO HI 967206011, HILO, HI 96720-6011 |
| Document Number | 0A74920055 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | A74920055 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Mar 9, 2020 |
| Property Address | 427 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | 0A73730131 |
| Instrument Date | Mar 3, 2020 |
| Instrument | A73730131 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 RIVER WIND DR NORTH AUGUSTA SC 298416800, NORTH AUGUSTA, SC 29841-6800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 427 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | 0A65620010 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 KIPUNI ST HILO HI 967206011, HILO, HI 96720-6011 |
| Document Number | 0A65620010 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | A65620010 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $904,900 (+3.01%) Land $255,800 Building $649,100 | $1,037,000 (-1.85%) Land $371,800 Building $665,200 | |
| 2025 | $4,096.00 (+34.87%) | $878,500 (+3%) Land $255,800 Building $622,700 | $1,056,500 (+3.03%) Land $391,300 Building $665,200 |
| 2024 | $852,900 (+24.71%) Land $255,800 Building $597,100 | $1,025,400 (+24.4%) Land $391,300 Building $634,100 | |
| 2023 | $3,037.00 Homeowner's exemption | $683,900 Land $255,800 Building $428,100 | $824,300 Land $372,700 Building $451,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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