445 Fossil Hills Loop, Spring Branch, TX 78070 Property Records

Comal County property record for 445 Fossil Hills Loop, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,294 sqft · built 2004
Lot Size	4.03 acres (175,547 sqft)
Owner	2 Trust Names on File
Tax Bill	$18,226 (2025)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`45-0713-0033-00`

Property Details

APN / Parcel Number

Primary APN	`45-0713-0033-00`
Alternative APN	`107302`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,294 sqft Living Area
Gross Area	6,267 sqft
1st Floor Area	5,294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	175,547 sqft
View / Lot	Golf Course
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Pool House	900 sqft
Porch	Covered Porch
Porch Area	281 sqft
Deck Area	690 sqft
Patio Area	415 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	445 FOSSIL HILLS LOOP
City	SPRING BRANCH
State	TX
Zip	78070-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT RIVER CROSSING (THE), LOT 33R
Legal Subdivision	OVERLOOK AT RIVER CROSSING (THE)
Legal Block	3
Legal Lot Number	33R
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3011
Census Tract	310703

Owner

445 Fossil Hills Loop is owner-occupied and held in a trust since February 2025.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	445 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000006508
Record Updated	Oct 29, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Mar 7, 2025
Property Address	445 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Document Number	0006006508
Map Reference	DOC 200406001796
Instrument Date	Feb 26, 2025
Instrument	202506006508
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	445 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019

Mortgage

Date	Mar 7, 2025

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 445 Fossil Hills Loop was $18,226, up 12.5% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,566,020 (-0.75%) Land $317,220 Building $1,248,800	$1,566,020 (-0.75%) Land $317,220 Building $1,248,800
2025	$18,226.00 (+12.46%) Homeowner's exemption	$1,577,900 Land $317,220 Building $1,260,680	$1,577,900 Land $317,220 Building $1,260,680
2024	$16,206.00
2023		$1,645,500 Land $317,220 Building $1,328,280	$1,645,500 Land $317,220 Building $1,328,280
2022	$13,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Fossil Hills Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Fossil Hills Loop is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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