400 Fossil Hills Loop, Spring Branch, TX 78070 Property Records

Comal County property record for 400 Fossil Hills Loop, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,461 sqft · built 2004
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2018)
Tax Bill	$8,132 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-0713-0062-00`

Property Details

APN / Parcel Number

Primary APN	`45-0713-0062-00`
Alternative APN	`107331`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,461 sqft Living Area
Gross Area	4,426 sqft
1st Floor Area	3,099 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft
View / Lot	Drainage
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	282 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	400 FOSSIL HILLS LOOP
City	SPRING BRANCH
State	TX
Zip	78070-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT RIVER CROSSING (THE), LOT 62
Legal Subdivision	OVERLOOK AT RIVER CROSSING (THE)
Legal Block	3
Legal Lot Number	62
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3012
Census Tract	310703

Owner

400 Fossil Hills Loop is owned and occupied by two individuals who bought it in November 2018.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 18, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 14, 2018	Vendor's Lien, Transfer ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Document Number	201844311
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006019480
Date	Apr 13, 2021
Instrument	202106019480

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Document Number	0006035624
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 FOSSIL HILLS LOOP SPRING BRANCH TX 780706019, SPRING BRANCH, TX 78070-6019

Mortgage

Document Number	0006035624
Date	Oct 7, 2019
Instrument	6035624

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 6, 2044

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Nov 14, 2018
Property Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Document Number	0006044311
Map Reference	VOL14 PG174
Instrument Date	Nov 14, 2018
Instrument	201806044311
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019

Mortgage

Document Number	0006044312
Date	Nov 14, 2018
Instrument	201806044312

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COMAL TX
Recording Date	Dec 27, 2017
Property Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Document Number	0006055469
Instrument Date	Dec 13, 2017
Instrument	6055469
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FOSSIL HILLS LOOP SPRING BRANCH TX 780706019, SPRING BRANCH, TX 78070-6019

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COMAL TX
Recording Date	Dec 18, 2017
Property Address	400 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6019
Document Number	0006054480
Instrument Date	Dec 13, 2017
Instrument	6054480
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 FOSSIL HILLS LOOP SPRING BRANCH TX 780706019, SPRING BRANCH, TX 78070-6019

Tax Assessment & Valuation

The 2025 property tax bill for 400 Fossil Hills Loop was $8,132 with exemptions applied, up 10.3% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,320 (-0.35%) Land $113,890 Building $654,430	$768,320 (-0.35%) Land $113,890 Building $654,430
2025	$8,132.00 (+10.32%) Homeowner's exemption	$771,020 Land $113,890 Building $657,130	$771,020 Land $113,890 Building $657,130
2024	$7,371.00
2023		$803,980 Land $113,890 Building $690,090	$803,980 Land $113,890 Building $690,090
2022	$6,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Fossil Hills Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Fossil Hills Loop is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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