425 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 425 E Saint James St, San Jose, CA 95112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1901
Lot Size0.056 acres (2,430 sqft)
OwnerIndividual Name on File
Tax Bill$7,775 (2025)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone D (undetermined)
APN467-03-016

Property Details

APN / Parcel Number

Primary APN467-03-016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleCustom Design
Construction TypeWood
Lot Area2,430 sqft (0.056 acres)
Lot Dimensions81 ft deep x 30 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address425 E SAINT JAMES ST
CitySAN JOSE
StateCA
Zip95112-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLK 4 LOT 7
Legal SubdivisionSAN JOSE
Legal Block4
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1007
Census Tract501000

Owner

425 E Saint James St is owned and occupied by an individual who acquired it in March 2006.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address425 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2006
Deed SaleMar 22, 2006
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number200618855500
Prior Transfer DateSep 29, 1997
Prior Transfer Doc0013887382
Record UpdatedOct 29, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address425 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Document Number0023593905
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E SAINT JAMES ST SAN JOSE CA 951123402, SAN JOSE, CA 95112-3402

Mortgage

Document Number0023593905
DateMar 2, 2017
Instrument23593905
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 425 E Saint James St was $7,775 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$516,160 (+2%) Land $312,930 Building $203,230
2025$7,775.00 Homeowner's exemption$506,041 Land $306,795 Building $199,246
2023$7,225.00 (+0.87%) Homeowner's exemption$486,393 Land $294,883 Building $191,510
2022$7,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 E Saint James St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 425 E Saint James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

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