430 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 430 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	1,440 sqft · built 1928
Lot Size	0.087 acres (3,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Apr 2015)
Tax Bill	$9,651 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`467-17-068`

Property Details

APN / Parcel Number

Primary APN	`467-17-068`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,784 sqft (0.087 acres)
Lot Dimensions	86 ft deep x 44 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	430 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-3401
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Subdivision	SAN JOSE
Legal Block	3
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5000
Census Tract	501000

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16143 CAMINO DEL SOL, LOS GATOS, CA 95032-2634
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIGHTHOUSE FUND LLC
Nov 20, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LIGHTHOUSE FUND LLC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2015 · Amount on Record
Deed Sale	Apr 29, 2015 · Amount on Record
Deed Document Number	201522933647
Last Transfer Date	May 10, 2016
Transfer Doc	0023333765
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	430 E SAINT JAMES ST, SAN JOSE, CA 95112-3401
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16143 CAMINO DEL SOL, LOS GATOS, CA 95032-2634

Mortgage

Document Number	0025927368
Date	Jan 6, 2026
Instrument	25927368

Lender

Name	LIGHTHOUSE FUND LLC
Address	44800 VILLAGE CT, PALM DESERT, CA 92260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Feb 1, 2028

Interest

Rate Type	Adjustable Rate

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 20, 2025
Property Address	430 E SAINT JAMES ST, SAN JOSE, CA 95112-3401
Document Number	0025907296
Map Reference	MB A PG 72 & 73
Instrument Date	Nov 12, 2025
Instrument	25907296
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16143 CAMINO DEL SOL, LOS GATOS, CA 95032-2634

Mortgage

Document Number	0025907297
Date	Nov 20, 2025
Instrument	25907297

Lender

Name	LIGHTHOUSE FUND LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2027

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	430 E SAINT JAMES ST, SAN JOSE, CA 95112-3401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023905810
Date	Apr 9, 2018
Instrument	23905810

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,705 (+2%) Land $478,090 Building $133,615
2025	$9,651.00 (+7.64%)	$599,712 (+4.04%) Land $468,716 Building $130,996
2023	$8,966.00 (+1.06%)	$576,426 Land $450,516 Building $125,910
2022	$8,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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